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WHOLESALE CAPITAL CORPORATION was formed with the intent of originating home mortgages through the use of FHA, VA and Conventional loan products. The company became incorporated under the laws of the State of California on September 30, 1992 and on January 13, 1993 the U.S. Department of Housing and Urban Development (HUD) approved Wholesale Capital Corporation as a Loan Correspondent under their guidelines.

   Prior to 1992, all mortgage lending was conducted under the D.B.A., American Bankers Capital. Both companies were owned and operated by Robert L. Rummer and Bruce Rummer. Upon the retirement of the Rummer's in January 1996, Ed Hoffman acquired Wholesale Capital Corporation (WCC) and with this new team, the company took on an aggressive, sales-oriented approach to originating and funding loans. WCC received HUD approval as a Non-Supervised-Mortgagee and functioned as a direct Mortgage Banker. With the ability to underwrite and fund their own loans, Wholesale Capital continued to finance its steady growth from earnings.

   For 10 years the company experienced tremendous growth and realized a need to expand beyond the Inland Empire marketplace. In March 2006 Wholesale Capital moved to their newly constructed 14,000 sq. ft. building in the Inland Empire and the company elected to further develop its presence and market share in Southern California by merging with Fidelity Commercial Funding (FCF) in 2011. With FCF offices in Los Angeles and Orange Counties, the WCC platform not only expanded market presence with residential lending but additionally was able to offer commercial loans to existing and new clientele. Wholesale Capital has become a strong and dynamic company that continues to be innovative in the lending industry.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

Copyright © 2022 Wholesale Capital Corp. CA Bureau of Real Estate Broker License #01147747, CA Finance Lender's License #603K610, Arizona Dept. of Financial Institutions MB #0926199
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